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Local Business

Women May Need to Make Extra Financial Moves

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On March 8, International Women ’ s Day is observed, with events celebrating women ’ s social, political, and cultural progress. Yet, women still face serious economic challenges. How will you cope with them?

Many factors put more economic pressure on women, but two stand out. First, women still face a gender pay gap, earning about 80% of what their male counterparts receive, according to the
U.S. Census Bureau. Second, women typically take far more time out of the workforce, first to care for children and later to care for elderly parents. This lost time can result in lost wages, lower Social Security benefits and fewer contributions to retirement plans.

So, to help counter these forces, you need to take action. Try to put as much as you can afford into your 401(k) or similar retirement plan, and boost your contributions whenever you get a raise. Also, make sure your retirement plan contains a reasonable percentage of growth-oriented investments.

As a society, we ’ re still working toward economic equality. But as a woman, you can ’ t afford to wait, so be proactive in seeking financial security.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor.

MICHELLE DENOYER (815) 255-2395 Channahon

NATE ALBERT (815) 836-8089 Crest Hill

EDWARD J. DOLLINGER (815) 744-2127 Joliet

RONALD T. MOLO (815) 439-8221 Joliet

MARK E. KARNER (815) 744-2742 Joliet

SETH A. WORMLEY (815) 254-1735 Joliet

SETH COOPER (815) 725-5401 Joliet

NICHOLAS J. TYRELL (815) 744-2127 Joliet

TERRANCE B. SPIVEY (815) 744-2742 Joliet

RYAN M. SHARP (815) 838-6004 Lockport

NICHOLAS G. FRONTERA (815) 838-9084 Lockport

THOMAS R. CROSBY (815) 524-4568 Lockport

BEN SISK (815) 467-9632 Minooka

MATT SCHIMANSKI (815) 254-5448 Plainfield

MARY KAY HRDINA (815) 436-9696 Plainfield

PAUL A. KALAFUT (815) 744-8150 Shorewood

ADAM UNDERHILL (815) 630-4377 Shorewood

DEAN A. SHEPHERD (815) 476-6856 Wilmington